- +91 98407 04448
- Helpdesk@habil.homes
Register here for Reverse Mortgage
We know your need. We have our ecosystem to make it happen for you.
Builder
Builders in the HABiL ecosystem act as enablers who bridge the gap between Senior Citizens and the financial institutions.
Home Finance Providers/NBFCs/Banks
Banks and NBFCs act as the financial backbone of the HABiL ecosystem, ensuring that senior citizens can access liquidity without compromising home ownership.
Retirement Homes
Retirement homes in the HABiL ecosystem function as Alternative housing solutions for senior looking to move into a community-based living arrangement.
Custodian
Custodians in the HABiL ecosystem serve as trusted third parties that ensure the safe management, protection, and administration of senior citizens' assets, financial agreements, and legal matters
Home Equity Conversion is a financial product that enables senior citizens (60+) who own a house to mortgage their property with a lender and convert part of the home equity into tax-free income without having to sell the house. To know more, Click here (Please click 'back' button to come back to HABiL site)
Home Equity Conversion enables you with a monthly payout, which you can decide. To know more, Click here (Please click 'back' button to come back to HABiL site)
We enable every Senior Citizen to unlock the best potential out of the dream nest they have built
Most senior citizens are not aware of how their home asset can act like a line of credit under Home Equity Conversion payouts. We help to bring many such options of income streams through HABiL platform.
Navigating home ownership can be
overwhelming, especially with the numerous
financing options available
HABiL has a simple online process for Home Equity Conversion applications
Many people find Home Equity Conversion complex and confusing. We simplify the process, allowing you to stay in your dream home with personalized annuity options that save you time and money
Calculate Your Monthly disbursement
Use our Disbursement Calculator to estimate your monthly Home Equity Conversion disbursement. You can input a different home price, different monthly disbursement and understand the number of months you would get disbursement from banks
See If You Pre-Qualify
Your pre-qualification request is just the first step in the Home Equity Conversion process.
Get Your Disbursement in the way you want
If you get pre-qualified, we will use your information to find the Home Equity Conversion institutions that works well for you. We work hard to make it easy for you.
UNFPA Report (2023)
150+Cr
Total Indian Population
15+Cr
Total Number of Senior Citizens
2.2+Cr
Asset Rich & Liquidity Low Senior Citizens
Home Equity Conversion
Our Trusted Partners
Raj Vilas Verma
Chairman AU Small
Finance Bank
Dr. N R Bhanumurthy
Director, Madras School of Economics, Chennai
Shrikant Joshi
Advisor to CMD at Larsen & Toubro
Sundarajan GS
Independent Director on Boards of PayTM Bank
Dr. Prashant Das
Assoc. Prof. of Real Estate Finance, IIMA
Suresh Menon
Non-Executive Director,
Avendus
Gopu Natarajan
Chief Operating Officer
Society for Empowerment, a registered Non-Government Organization based at Patna, with focus on Research, Training and Teaching, is working for the holistic development of the people in general, women, and children and deprive section of the society.
Balbhojan is a Chennai-based not-for-profit initiative working for the nourishment, education, healthcare, and overall well-being of underprivileged children. It identifies genuine needs through partners and connects them directly with responsible donors.
Sodews works to uplift economically disadvantaged communities in rural South India. With a strong focus on education and women’s welfare, it addresses persistent gender discrimination in the region.