Habil homes

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We know your need. We have our ecosystem to make it happen for you.

Builder

Builders in the HABiL ecosystem act as enablers who bridge the gap between Senior Citizens and the financial institutions.

Home Finance Providers/NBFCs/Banks

Banks and NBFCs act as the financial backbone of the HABiL ecosystem, ensuring that senior citizens can access liquidity without compromising home ownership.

Retirement Homes

Retirement homes in the HABiL ecosystem function as Alternative housing solutions for senior looking to move into a community-based living arrangement.

Custodian

Custodians in the HABiL ecosystem serve as trusted third parties that ensure the safe management, protection, and administration of senior citizens' assets, financial agreements, and legal matters

Home Equity Conversion is a financial product that enables senior citizens (60+) who own a house to mortgage their property with a lender and convert part of the home equity into tax-free income without having to sell the house. To know more, Click here (Please click 'back' button to come back to HABiL site)

Home Equity Conversion enables you with a monthly payout, which you can decide. To know more, Click here (Please click 'back' button to come back to HABiL site)

We enable every Senior Citizen to unlock the best potential out of the dream nest they have built

Most senior citizens are not aware of how their home asset can act like a line of credit under Home Equity Conversion payouts. We help to bring many such options of income streams through HABiL platform.

Navigating home ownership can be
overwhelming, especially with the numerous
financing options available

HABiL has a simple online process for Home Equity Conversion applications

Many people find Home Equity Conversion complex and confusing. We simplify the process, allowing you to stay in your dream home with personalized annuity options that save you time and money

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Calculate Your Monthly disbursement

Use our Disbursement Calculator to estimate your monthly Home Equity Conversion disbursement. You can input a different home price, different monthly disbursement and understand the number of months you would get disbursement from banks

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See If You Pre-Qualify

Your pre-qualification request is just the first step in the Home Equity Conversion process.

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Get Your Disbursement in the way you want

If you get pre-qualified, we will use your information to find the Home Equity Conversion institutions that works well for you. We work hard to make it easy for you.

UNFPA Report (2023)

150+Cr

Total Indian Population

15+Cr

Total Number of Senior Citizens

2.2+Cr

Asset Rich & Liquidity Low Senior Citizens

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Our Trusted Partners

Companion provides dedicated care and support in India for the elderly, special needs children, and individuals with impairments, assisting with daily tasks, medical visits, and companionship to improve their quality of life.

Pococare revolutionizes emergency response by ensuring rapid ambulance access, automatic alerts, and medical guidance, aiming to save 6,000+ lives daily.

Protect your home with Bharat Griha Raksha policy from a reputed insurance company. Rupees Five lakhs coverage for under ₹10 per month against floods, fire, earthquakes, etc.

Raj Vilas Verma

Chairman AU Small
Finance Bank

Dr. N R Bhanumurthy

Director, Madras School of Economics, Chennai

Shrikant Joshi

Advisor to CMD at Larsen & Toubro

Sundarajan GS

Independent Director on Boards of PayTM Bank

Dr. Prashant Das

Assoc. Prof. of Real Estate Finance, IIMA

Suresh Menon

Non-Executive Director,
Avendus

Gopu Natarajan

Chief Operating Officer

Competitive Rates

Ease of Qualification

Quick Closure

Flexible Disbursement